Not a good start to the week....

I went outside this morning to go to the gym, run a few errands, and found that someone had smashed into my car overnight. My first clue was the driver's side power mirror on the ground in my landlord's driveway. Then there's a dent just in front of the door, over the wheel well. Needless to say, I was not amused.

I drove to the gym and errands anyway -- probably totally illegally -- then called my insurance agent to learn that they can't handle claims and I'd have to call elsewhere. Grrrr. I really didn't want to waste my phone minutes on this, and I had to go downtown to the library anyway, so I went to their office and made the call. At the very least, it's going to cost me $300 in deductible. I'm wondering if the mirror might be simply reinstalled less expensively and I'll just live with the dent -- will need to check that out. Not like I have $300 lying around waiting to be spent.

A neighbor in the front house heard a 'loud truck' and a bang around 4am, but that's all I know. I do have a big chunk of plastic from what looks like a tail light, so if that car lives around here it should be easy to identify! My guess is that somebody was simply turning around in the driveway across the street, and backed out into me. Drunk, no doubt. Probably never see them around here again.

So that was my Monday. And since I had such a good weekend, I guess it's not surprising that the old pendulum would swing the other way soon enough. And I guess it could be worse. I have to say, I've had car insurance with State Farm for most of the last 50+ years, and while I haven't made many claims I have to say that the process used to be a lot easier.